Valley Bank (VLY)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
$14.06-2.97%
Close 2026-11-05 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
Research Workspace
Put VLY beside peers and holdings, graph the same metric, and keep your notes with the evidence.
Daily closes. Earnings/event dots are placed inline.
Industries move in repeating boom-and-bust cycles. This shows where this stock’s industry sits in that cycle, stage by stage (recovery → expansion → supercycle → steady → deceleration → contraction), from its fundamentals (orders, revenue, capital spending), not the stock’s price.
A booming industry is a tailwind for the names in it; a contracting one is a headwind. Companies in the same industry tend to rise and fall together with the cycle, the way a tide lifts and lowers every boat in the harbor at once, so a large part of a stock’s swing can come from where its industry sits rather than from the company itself. It’s context for reading the company’s results, not a buy/sell call. Full explanation →
Regional Banks is in steady. Describes the industry's cycle state, not a call on this stock.
The stage band shows the industry’s cycle over the chart’s timeline (each color a stage); a ▼ marks a quarter its growth inflected down — amber is an unconfirmed watch, red is confirmed the next quarter. Use “Overlay cycle on chart” to tint the price chart by stage. The industry’s fundamentals, not a signal on this stock.
Primary pillar under pressure — Achieve EPS of at least $1.01 in FY26: Comparison needs review.
View ThesisRevenue is contracting — down about 0% over the past year.
View GrowthMiddle-of-the-pack quality for its industry.
View QualityMiddle-of-the-pack management execution.
View ManagementExpectations look reasonable — what the market is pricing in sits in line with or below what analysts forecast.
View ValuationModerate volatility — typically moves about 1% a day.
View RiskVLY's steady top-half industry performance anchors the case for ownership. Recent financial results have held firm in the top half of the industry. The latest quarter beat consensus estimates by 9.1 percent. Revenue growth has remained steady at 13 percent year over year. The stock trades at 1.0 times book value. The peer median multiple sits at 1.2 times book value. This multiple is below the peer median level. The price reflects less growth than our forecast suggests. The primary pillar faces pressure on its FY26 EPS target. The thesis comparison is not yet verified. Peer multiples imply a price about 11% above where it trades (it looks cheap on this basis). The thesis is on watch. This read is provisional.
Trailing returns as of 2026-11-05. VLY is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 14 analysts currently covering VLY (as of Nov 2026).
Based on 4 Wall Street analysts offering 12-month price targets for VLY in the last 4 months.
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Compare VLY with peers and holdings, graph the same reported metric, keep your questions beside the evidence, and return when the facts change.
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| Compare | Company | Living FV | P/E | Revenue % | Quality |
|---|---|---|---|---|---|
| VLY Selected company | Graph | Compare | Trend | Review | |
| Peer Add a competitor | Graph | Compare | Trend | Review | |
| Holding Compare a holding | Graph | Compare | Trend | Review |
Selected metric trend
Quarterly · checked companies · value or % of revenue
A consensus fair price across 10 valuation methods, at three horizons. As of 2026-11-05. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Regional Banks — fair value, gap to price, and forward P/E.
Compare the value case
Put VLY next to peers and holdings, compare Living FV and multiples, then graph the driver behind the difference.
Acquisition diversifies loan portfolio and enhances growth.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-11-05. EPS is implied from price ÷ P/E. Not investment advice.
Current $14.06
The last 12 months of price, then the range of analyst 12-month targets from today’s $14.06.
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Above average on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
Advances: Diversify loan portfolio
Commercial loan growth supports diversification of loan portfolio.
Advances: Grow low-cost core deposits
Deposit expansion aligns with growing low-cost core deposits.
Advances: Diversify loan portfolio
Improved asset mix aligns with loan portfolio diversification objective.
Advances: Maintain dividend per share at $0.11
Confirms commitment to maintaining dividend.