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XLF

ETF

Financial Select Sector SPDR Fund

State Street · equity

Current · holdings 2026-11-03
1

Fund snapshot

The basics: what it costs, how big it is, and how it's moved lately.

Short-term · Daily
Gross expense ratio
0.080% (8 bps)Verified source · 2026-01-30
Net assets
$53.58B
Yield
1.46%
Positions
79
Return · 1 yr
+14.5%
Return · 3 yr
+24.4%
+5.5%this week

+6.2% vs the broad market

2

What you actually own

The biggest positions, and where the money is concentrated.

Intermediate · Weekly

Asset mix

79 positions across 3 asset types
Common Stock99.9%
Other0.1%
Cash0.0%

Top holdings

Top 10 = 57% of the fund
  • 1BRK-BBERKSHIRE HATHAWAY INC CL B12.88%
  • 2JPMJPMORGAN CHASE + CO11.15%
  • 3VVISA INC CLASS A SHARES8.89%
  • 4MAMASTERCARD INC A6.50%
  • 5BACBANK OF AMERICA CORP4.01%
  • 6GSGOLDMAN SACHS GROUP INC3.24%
  • 7WFCWELLS FARGO + CO3.21%
  • 8MSMORGAN STANLEY2.76%
  • 9CCITIGROUP INC2.56%
  • 10AXPAMERICAN EXPRESS CO2.13%
Show all 79 positions
  • 11BLKBLACKROCK INC2.08%
  • 12SCHWSCHWAB (CHARLES) CORP1.80%
  • 13SPGIS+P GLOBAL INC1.75%
  • 14PGRPROGRESSIVE CORP1.65%
  • 15CBCHUBB LTD1.60%
  • 16COFCAPITAL ONE FINANCIAL CORP1.59%
  • 17CMECME GROUP INC1.36%
  • 18BNYBANK OF NEW YORK MELLON CORP1.26%
  • 19MRSHMARSH + MCLENNAN COS1.21%
  • 20ICEINTERCONTINENTAL EXCHANGE IN1.19%
  • 21USBUS BANCORP1.16%
  • 22PNCPNC FINANCIAL SERVICES GROUP1.14%
  • 23BXBLACKSTONE INC1.10%
  • 24TRVTRAVELERS COS INC/THE1.02%
  • 25MCOMOODY S CORP0.93%
  • 26AJGARTHUR J GALLAGHER + CO0.87%
  • 27AONAON PLC CLASS A0.87%
  • 28HOODROBINHOOD MARKETS INC A0.84%
  • 29KKRKKR + CO INC0.82%
  • 30ALLALLSTATE CORP0.82%
  • 31TFCTRUIST FINANCIAL CORP0.75%
  • 32AFLAFLAC INC0.69%
  • 33METMETLIFE INC0.67%
  • 34APOAPOLLO GLOBAL MANAGEMENT INC0.67%
  • 35PYPLPAYPAL HOLDINGS INC0.62%
  • 36FITBFIFTH THIRD BANCORP0.61%
  • 37NDAQNASDAQ INC0.59%
  • 38STTSTATE STREET CORP0.58%
  • 39MSCIMSCI INC0.58%
  • 40AMPAMERIPRISE FINANCIAL INC0.55%
  • 41AIGAMERICAN INTERNATIONAL GROUP0.52%
  • 42XYZBLOCK INC0.51%
  • 43PRUPRUDENTIAL FINANCIAL INC0.51%
  • 44ACGLARCH CAPITAL GROUP LTD0.45%
  • 45HIGHARTFORD INSURANCE GROUP INC0.45%
  • 46CBOECBOE GLOBAL MARKETS INC0.45%
  • 47IBKRINTERACTIVE BROKERS GRO CL A0.44%
  • 48COINCOINBASE GLOBAL INC CLASS A0.40%
  • 49MTBM + T BANK CORP0.40%
  • 50HBANHUNTINGTON BANCSHARES INC0.40%
  • 51NTRSNORTHERN TRUST CORP0.39%
  • 52FISVFISERV INC0.39%
  • 53WTWWILLIS TOWERS WATSON PLC0.38%
  • 54ARESARES MANAGEMENT CORP A0.36%
  • 55CINFCINCINNATI FINANCIAL CORP0.35%
  • 56RJFRAYMOND JAMES FINANCIAL INC0.35%
  • 57CFGCITIZENS FINANCIAL GROUP0.34%
  • 58CPAYCORPAY INC0.33%
  • 59SYFSYNCHRONY FINANCIAL0.30%
  • 60RFREGIONS FINANCIAL CORP0.30%
  • 61TROWT ROWE PRICE GROUP INC0.28%
  • 62PFGPRINCIPAL FINANCIAL GROUP0.27%
  • 63GPNGLOBAL PAYMENTS INC0.27%
  • 64BROBROWN + BROWN INC0.25%
  • 65FISFIDELITY NATIONAL INFO SERV0.25%
  • 66KEYKEYCORP0.24%
  • 67LLOEWS CORP0.23%
  • 68WRBWR BERKLEY CORP0.21%
  • 69EGEVEREST GROUP LTD0.18%
  • 70AIZASSURANT INC0.18%
  • 71IVZINVESCO LTD0.15%
  • 72GLGLOBE LIFE INC0.15%
  • 73FDSFACTSET RESEARCH SYSTEMS INC0.15%
  • 74JKHYJACK HENRY + ASSOCIATES INC0.14%
  • 75SSI US GOV MONEY MARKET CLASS0.13%
  • 76BENFRANKLIN TEMPLETON INC0.12%
  • 77ERIEERIE INDEMNITY COMPANY CL A0.09%
  • 78US DOLLAR0.01%
  • 79POUND STERLING0.00%

Sector mix

Financials99.9%
More breakdowns

Company size

Mega57.3%
Large42.5%

Country

US99.9%

Industry

Diversified Banks24.0%
Transaction & Payment Processing Services17.9%
Multi-Sector Holdings12.9%
Investment Banking & Brokerage9.4%
Asset Management & Custody Banks8.4%
Financial Exchanges & Data7.4%
3

What could move this fund

The forces this fund tends to react to: broad economic shifts, leading sectors, and its biggest single names.

Long-term · 1–3 yr

Economic forces

  • Interest ratestends to rises with it
  • Economic growthtends to rises with it
  • Labor markettends to falls with it

Leading sectors

  • Financials100%

Biggest names

4

Concentration & overlap

How spread out the fund is, and how much it shares with other funds.

Intermediate · Weekly

Concentration

moderately concentrated

The top 10 holdings make up 57% of the fund, and the single largest is 12.9%.

Show details

Concentration score (HHI): 509. Higher means more of the fund sits in fewer holdings.

Overlap with another fund

Pick a fund to see how many of the same holdings they share.

Overlap with the broad market

  • ACWI8% shared · 70 names
  • SPY12% shared · 76 names
  • QQQ0% shared · 1 names
  • IVV11% shared · 74 names
  • FXNAX0% shared · 41 names
  • FXAIX12% shared · 75 names
  • FUSIX0% shared · 2 names
  • VOO11% shared · 75 names
  • FIWGX0% shared · 26 names
  • FCTDX4% shared · 75 names
  • FCNTX6% shared · 20 names
  • FBGRX2% shared · 10 names
  • FBALX7% shared · 25 names
  • DIA15% shared · 5 names
  • VTI9% shared · 75 names
  • VTSAX9% shared · 75 names
  • XOVR1% shared · 1 names
  • VFIAX11% shared · 75 names
5

Insight summary

A clear read on this fund, written from the data above.

Long-term · 1–3 yr

XLF tracks US financial stocks. It holds 79 companies.

The fund is 99.9% in US stocks. It is 99.9% in the financial sector. The top 10 holdings make up 57.3% of the fund. This is a moderate level of concentration. The data is from November 3, 2026. It is only two days old. The expense ratio is 0.08%. The 1-year return was 14.49%. The 90-day volatility was 14.62%. The worst 12-month drop was 14.8%.

What to watch: Interest rates drive this fund. Economic growth also matters.

6

Data freshness

How current the numbers on this page are.

Short-term · Daily

Holdings as of 2026-11-03 (updated daily).

Holdings as of 2026-11-03 · Prices as of 2026-11-04 · 2 day(s) since last disclosure

Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.